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Project Finance Explained Project Finance Definition: Project finance is a long-term financing structure used to fund large-scale infrastructure or industrial projects, where lenders primarily rely on the project’s future cash flows as the main source of repayment—rather than the sponsor’s balance sheet or existing assets. In Simple Words Project financing refers to the technique of […]

RBI Credit Policy also known as loan policy of the bank is instrumental in determining the money supply, the economy’s credit cost, and other national monetary matters. This credit policy is also important for distributing any credit among borrowers, lending rates and other key indicators Credit Policy also known as loan policy of bank is instrumental in at accomplishing

Credit Rating Credit Rating Credit Rating is an independent, unbiased evaluation of the creditworthiness of a borrower or an issuer of debt instruments. It reflects the ability of a borrower to repay debt in a timely manner and the risk of default. Purpose of Credit Rating Helps investors assess the risk of debt instruments Facilitates

Trade Receivables Discounting System (TReDS) Trade Receivables Discounting System (TReDS) TReDS is an electronic platform for online discounting of bills of MSMEs for supplies to large corporates. It addresses the issue of delayed payments to MSMEs and improves their cash flow through digital and collateral-free financing. Approved TReDS Platforms RXIL (Receivables Exchange of India Ltd)

Cash Flow Statement Cash Flow Statement A Cash Flow Statement is a financial report that provides a summary of the cash and cash equivalents entering and leaving a company during a specific period. It reflects the company’s liquidity and ability to generate cash to fund operations, pay debts, and invest in future growth. Purpose of

The Ultimate Guide to Fund Flow Statement A Fund Flow Statement is a vital financial tool that helps decode how a business sources and utilizes its funds over a period. While the profit and loss statement tells us whether a company is making money, the fund flow statement tells us what the company is doing

Ratio Analysis in Financial Management Ratio Analysis in Financial Management Ratio Analysis is a quantitative technique used to assess a company’s financial performance by analyzing data from its financial statements. Ratios help in comparing companies, identifying trends, and making informed financial decisions. Importance of Ratio Analysis: Assesses financial health and stability of a business Helps

Ratio Analysis: A Complete Guide for Investors Ratio Analysis is the cornerstone of financial statement interpretation. Whether you’re a retail investor, financial analyst, or business owner, understanding ratios allows you to break down complex financial reports into meaningful insights. From measuring liquidity to evaluating profitability and risk, ratio analysis is your toolkit for smarter decisions.

Leverage in Financial Analysis Leverage in Financial Analysis Leverage in financial analysis refers to the effect of a change in one financial variable (such as sales) on another (such as earnings). It measures sensitivity and risk-return trade-offs in business decisions. Common variables affected by leverage include: Costs Output Sales Revenue Earnings Before Interest and Taxes

Financial Market Overview Financial Market What is a Financial Market? A financial market is a marketplace where buyers and sellers trade in financial assets such as equities, bonds, derivatives, currencies, and other instruments. It plays a key role in the allocation of resources and economic growth by connecting investors with those who need capital. Functions