DISTINCTION BETWEEN AN NBFC AND A BANK Non-Banking Financial Companies (NBFCs) Non-Banking Financial Companies (NBFCs) Introduction Non-Banking Financial Companies (NBFCs) are financial institutions that offer various banking services but do not hold a banking license. They are regulated by the Reserve Bank of India (RBI) under the RBI Act, 1934. NBFCs play a critical role […]
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Non-Banking Financial Institutions in India Non-Banking Financial Institutions Historical Perspective The concept of non-bank financial institutions in India dates back to the early industrial era when government-backed institutions—like the Industrial Finance Corporation of India (IFCI) established in 1948—were set up to provide long-term project financing. Over time this ecosystem evolved to include NBFCs regulated by
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The Guide to Money Market Instruments In the complex world of finance, the money market plays a quiet but powerful role in maintaining the liquidity and efficiency of the financial system. Whether you’re an investor, banker, or student of finance, understanding how money market instruments work is crucial. These instruments help institutions manage short-term funding
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