May 18, 2025

Meaning of Not-for-Profit Organisation There are certain organisations which are set up for providing service to its members and the public in general. Such organisations include clubs, charitable institutions, schools, religious organisations, trade unions,welfare societies and societies for the promotion of art and culture. These organisations have service as the main objective and not the […]

Credit Appraisal Overview Credit Appraisal Summary Objectives Understand credit appraisal, credit risk, and its components. Introduction Credit appraisal assesses borrower creditworthiness based on character, collateral, capacity, income, dependents, expenditure, and employment history. Credit Appraisal Critical evaluation to ensure safety, liquidity, and profitability. Aims to avoid NPAs by analyzing financials, business viability, and market prospects. Validation

To learn about: Different delivery channels Features of sole banking, consortium Credit acquisitons MODES OF DELIVERY The credit facilities can be arranged in one of the following methods:   Sole Banking Arrangements Multiple Banking Consortium Lending Syndication Sole Banking Arrangement This is a banking relationship where the entire credit needs of a borrowing unit are

Principles of Lending The process of lending money involves more than just giving funds and expecting them back with interest. For banks and financial institutions, lending must be done responsibly, securely, and profitably. This is where the time-tested Principles of Lending come into play. These principles serve as a guiding framework to ensure that loans

Journey of a Project – Developmental Phase Journey of a Project 1. Developmental Phase The developmental phase is the foundation of any infrastructure or large-scale project. It’s where the vision is born, plans are drawn, and risks are highest. No construction has begun, no revenue is generated, and yet, millions might already be invested in