May 17, 2025

PREPARATION OF FINANCIAL STATEMENT

Preparation of Financial Statements Preparation of Financial Statements Financial statements are official records that summarize a company’s business activities and financial performance. These include statements that reflect the profitability, liquidity, and solvency of a business. Primary Financial Statements Trading Account: Shows gross profit/loss by comparing sales and cost of goods sold. Profit & Loss Account: […]

PREPARATION OF FINANCIAL STATEMENT Read More »

PROJECT FINANCE

Project Finance Explained Project Finance Definition: Project finance is a long-term financing structure used to fund large-scale infrastructure or industrial projects, where lenders primarily rely on the project’s future cash flows as the main source of repayment—rather than the sponsor’s balance sheet or existing assets. In Simple Words Project financing refers to the technique of

PROJECT FINANCE Read More »

CREDIT POLICY

RBI Credit Policy also known as loan policy of the bank is instrumental in determining the money supply, the economy’s credit cost, and other national monetary matters. This credit policy is also important for distributing any credit among borrowers, lending rates and other key indicators Credit Policy also known as loan policy of bank is instrumental in at accomplishing

CREDIT POLICY Read More »

CREDIT RATING

Credit Rating Credit Rating Credit Rating is an independent, unbiased evaluation of the creditworthiness of a borrower or an issuer of debt instruments. It reflects the ability of a borrower to repay debt in a timely manner and the risk of default. Purpose of Credit Rating Helps investors assess the risk of debt instruments Facilitates

CREDIT RATING Read More »

Smart Niveshak

Decode the markets. Make smart investment decisions with powerful tools, analysis & insights tailored for Indian investors.

Quick Links

Legal

Contact

Have questions or feedback?

Email us at:

smartniveshak999@gmail.com

Disclaimer

At Smart Niveshak, we believe finance doesn’t have to be confusing — we're here to help you make sense of markets and take charge of your money, one smart step at a time.Everything you see on this site — tools, blogs, insights — is shared purely to help you learn. We’re not SEBI-registered investment advisors, so we don’t offer personalized financial advice.If you’re planning to invest, it’s always a good idea to talk to a certified financial advisor who understands your unique goals and situation.Investing is a journey — there may be ups and downs, but with the right mindset and knowledge, you’re already ahead. Stay curious, stay cautious, and know that Smart Niveshak is here to guide you, not sell to you.

© 2025 Smart Niveshak. All rights reserved.